| Acknowledgments |
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ix | |
| Introduction |
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xi | |
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1 | (22) |
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Money Management and Financial Planning |
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3 | (2) |
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The Importance of Planning |
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5 | (2) |
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Taking (or Giving Up) Control: The Choice Is Yours |
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7 | (10) |
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More Money Management and Financial Planning |
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17 | (6) |
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Part 2: What's in It for You |
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23 | (4) |
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The Highlights: What's in This Book for You |
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25 | (2) |
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Part 3: A Brief History of Money and Credit |
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27 | (6) |
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29 | (2) |
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31 | (2) |
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Part 4: What Affects the Value of Your Money? |
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33 | (16) |
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35 | (6) |
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41 | (2) |
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43 | (6) |
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Part 5: What Is Credit? How Do You Mangage Credit? |
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49 | (26) |
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51 | (6) |
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Credit Cards: The Nitty-Gritty |
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57 | (4) |
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Getting and Using Credit Cards |
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61 | (8) |
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Managing Credit Cards and Avoiding Becoming a Fraud Victim |
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69 | (6) |
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Part 6: Protecting Your Credit, Yourself, and Your Credit Rating |
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75 | (20) |
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77 | (2) |
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79 | (8) |
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87 | (8) |
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Part 7: Life Is Very Taxing |
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95 | (18) |
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Taxes, Deductions, and Your Income: The Basics |
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97 | (4) |
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Taxes, Deductions, and Your Income: The Details |
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101 | (10) |
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111 | (2) |
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Part 8: Getting (and Losing) a Job |
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113 | (16) |
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Finding the ``Perfect'' Job |
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115 | (10) |
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Losing Your Job/Changing Jobs |
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125 | (4) |
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Part 9: Managing Your Money: The Basics |
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129 | (22) |
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131 | (2) |
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133 | (10) |
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Managing Your ATM/Debit/Bank Card |
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143 | (4) |
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Managing Overdraft Protection |
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147 | (2) |
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149 | (2) |
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Part 10: Getting and Paying for an Education |
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151 | (18) |
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153 | (2) |
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155 | (2) |
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What Do Colleges Look For? |
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157 | (6) |
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Choosing the ``Right'' College or University |
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163 | (6) |
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Part 11: Maximizing Your Ability to Get Financial Aid: At Any Age |
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169 | (22) |
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Where's the Money? For College, That Is! |
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171 | (8) |
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Understanding and Getting Financial Aid |
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179 | (10) |
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189 | (2) |
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Part 12: Living within Your Means |
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191 | (8) |
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193 | (6) |
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Part 13: Saving and Investing |
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199 | (20) |
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Building Your Savings and Starting an Investing Program |
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201 | (6) |
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Saving and Investing: Advanced |
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207 | (8) |
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Personal Retirement Plans |
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215 | (4) |
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Part 14: Understanding, Obtaining, and Managing Personal Insurance |
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219 | (16) |
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221 | (2) |
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Personal Property Insurance |
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223 | (4) |
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227 | (4) |
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Personal Disability (Sick Pay) Insurance |
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231 | (2) |
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Personal Medical Insurance |
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233 | (2) |
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Part 15: Putting the Pieces Together |
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235 | (8) |
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Building a Personal Financial Plan |
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237 | (6) |
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243 | (4) |
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245 | (2) |
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Part 17: Employer-Provided or -Sponsored Benefit Plans |
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247 | (14) |
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249 | (4) |
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Retirement Plans and Stock Options |
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253 | (6) |
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Other Employer-Offered or -Sponsored Benefits |
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259 | (2) |
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Part 18: Planning for Major Purchases without Breaking the Bank |
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261 | (6) |
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263 | (2) |
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265 | (2) |
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Part 19: Starting a Business |
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267 | (8) |
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The Major Elements for a Successful Business |
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269 | (6) |
| Appendix A: Glossary |
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275 | (2) |
| Appendix B: Useful Forms and Documents |
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277 | (36) |
| Appendix C: Answers to Practice Problems |
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313 | (6) |
| About the Author |
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319 | |